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£43,750

Coulson Croft, Gilberdyke, East Riding Of Yorkshire, HU15

  • 2 beds
Terraced house
Under offer/SSTC

£43,750

  • 2 beds
Terraced house
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Estimate monthly mortgage payment:

£200 per month

Minimum deposit amount:

£2,188
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Auxesia Homes are delighted to offer 2 properties for shared ownership purchase at Clayton Meadow in collaboration with Hytec Developments. This is a unique opportunity to purchase a high quality home for an affordable price. These properties are ready to move in now!

Claytons Meadow is a small cul-de-sac development of just 18 new homes, situated off Claytons Fold. The development enjoys a mature environment and is close to the centre of this vibrant village. Gilberdykes range of amenities include a post office, shops, convenience store and primary school which lies to the southern boundary of the site. The village is also ideal for commuting/travelling with convenient access to the M62 motorway network with junction 38 being only 2.8 miles away. The historic market town of Howden lies approximately 5.7 miles to the west and convenient access can be gained towards Hull city centre, approx 19 miles away.

The property comprises a spacious living room with doors to the open plan kitchen dining area, creating a perfect living space with access to the downstairs w/c. There are French doors from the kitchen/dining room to the rear. To the first floor there are two good sized bedrooms and house bathroom with heated towel rail, shower over bath, w/c and wash basin. Each property is finished to a high standard with turfed front and rear gardens.

The advertised price of £87,500 represents a 50% share of the property. Rent would therefore be payable on the outstanding 50% share, set at 2.75% per annum. Based on a 50% share, rent would equate to an additional £200.52 per month on top of any required mortgage. You may purchase up to 75% of the total property price upfront.

What is Shared Ownership?

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. Buy between 25% - 75% of a home normally with a mortgage and a reduced deposit, and pay a low-cost rent on the remaining un-purchased share.

Am I eligible to buy a home with shared ownership?

The eligibility criteria for shared ownership is simple; as long as you don't currently own, or won't own another property when you move in to a new home, you're likely to qualify. Your annual household income must not exceed £80,000 and you'll need to have savings to cover typical purchasing costs such as solicitors fees and your mortgage deposit.

Local connection tests also apply meaning you must have a strong connection to the area, being your current residence, immediate family, or work.

To find out more please contact Auxesia Homes in-house sales team.

Tenure: Leasehold (125 years)
Service Charge: £250 per year
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Stamp Duty tax
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£0
Mortgage and legal costs:
£999
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Property details

£43,750

2 bed house for sale

Coulson Croft, Gilberdyke, East Riding Of Yorkshire, HU15
Auxesia Homes are delighted to offer 2 properties for shared ownership purchase at Clayton Meadow in collaboration with Hytec Developments. This is a unique opportunity to purchase a high quality home for an affordable price. These properties are ready to move in now!

Claytons Meadow is a small cul-de-sac development of just 18 new homes, situated off Claytons Fold. The development enjoys a mature environment and is close to the centre of this vibrant village. Gilberdykes range of amenities include a post office, shops, convenience store and primary school which lies to the southern boundary of the site. The village is also ideal for commuting/travelling with convenient access to the M62 motorway network with junction 38 being only 2.8 miles away. The historic market town of Howden lies approximately 5.7 miles to the west and convenient access can be gained towards Hull city centre, approx 19 miles away.

The property comprises a spacious living room with doors to the open plan kitchen dining area, creating a perfect living space with access to the downstairs w/c. There are French doors from the kitchen/dining room to the rear. To the first floor there are two good sized bedrooms and house bathroom with heated towel rail, shower over bath, w/c and wash basin. Each property is finished to a high standard with turfed front and rear gardens.

The advertised price of £87,500 represents a 50% share of the property. Rent would therefore be payable on the outstanding 50% share, set at 2.75% per annum. Based on a 50% share, rent would equate to an additional £200.52 per month on top of any required mortgage. You may purchase up to 75% of the total property price upfront.

What is Shared Ownership?

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. Buy between 25% - 75% of a home normally with a mortgage and a reduced deposit, and pay a low-cost rent on the remaining un-purchased share.

Am I eligible to buy a home with shared ownership?

The eligibility criteria for shared ownership is simple; as long as you don't currently own, or won't own another property when you move in to a new home, you're likely to qualify. Your annual household income must not exceed £80,000 and you'll need to have savings to cover typical purchasing costs such as solicitors fees and your mortgage deposit.

Local connection tests also apply meaning you must have a strong connection to the area, being your current residence, immediate family, or work.

To find out more please contact Auxesia Homes in-house sales team.

Tenure: Leasehold (125 years)
Service Charge: £250 per year