Queens Avenue, Maryport, CA15

Did we say ?89.500?
This property is actually for sale for a fixed price of just ?50,389.

How so? Well, a scheme called Discount for Sale allows you to buy this property for 56.3% of it's market value.

To qualify you need to meet some simple criteria:
1. Your household income is ?80,000 p.a. or less
2. You cannot afford all of the deposit and mortgage payments to buy a home that meets your needs

One of the following must also apply:
1. You are a first time buyer
2. You used to own a home but can't afford to buy one now
3. You are forming a new household, for example after a relationship breakdown
4. You are an existing Discount for Sale owner and want to move
5. You own a home and want to move, but can't afford a new home that meets your needs
You must have a good credit rating. Your application will involve an assessment of your finances by The Mortgage People.

You will own 100% of the property. You will not pay any rent to the housing association.

There's only one catch: you can only sell the property as a Discount for Sale home, for 56.3% of it's future market value.

Occupying a large, corner plot in a quiet, residential area, this two bedroom, semi-detached property offers a surprising amount of space - both inside and out. Parking is not a problem thanks to a large driveway that can easily accommodate four vehicles.

Inside, the large lounge extends to the full depth of the property, and benefits from lots of natural light. A feature gas fire complements the gas central heating and the property has double glazing throughout.

The kitchen has a decent amount of storage and worktop space, with room for a freestanding cooker, a fridge freezer and washing machine. Upstairs, there are two large bedrooms and a bathroom that would benefit from a re-design and new bathroom suite.

Outside, two outhouses provide handy and secure storage, and could possibly be converted into a utility room.

Full details of the Discount for Sale scheme will be provided.